Waterford Housing Market Report – April 2026

By Jessica

Here's a look at how the Waterford, CA real estate market performed in April 2026, based on actual sold data from the MLS.

Market Snapshot

  • Homes Sold: 5
  • Median Sale Price: $510,000
  • Average Sale Price: $494,498
  • Average Price Per Sq Ft: $242
  • Average Days on Market: 82
  • Sale-to-List Price Ratio: 99.1%

Month-Over-Month Trends

Compared to March, the median sale price in Waterford moved 8.5% up (from $470,000 to $510,000). The number of homes sold was 44.4% down compared to the prior month (9 vs. 5). Average days on market shifted 10.8% up (74 days to 82 days).

Year-Over-Year Comparison

Compared to April 2025, the median sale price is 9.1% up (from $467,500 to $510,000). Sales volume is 64.3% down year-over-year.

What This Means

Waterford's housing market is showing mixed signals as we head into late spring. While median prices continue climbing—up 8.5 percent month-over-month and 9.1 percent year-over-year—the real story is the sharp drop in sales volume. With only 5 homes sold this April compared to 9 last month and 14 last year, the market has cooled considerably. This suggests that despite steady price appreciation, fewer buyers are actually willing to pull the trigger, likely due to the cumulative effect of elevated mortgage rates and the reality that homes are getting pricier relative to local incomes.

The extended time on market tells the tale. Properties are now sitting for an average of 82 days, up from 74 days a month ago, indicating buyers are becoming more selective and willing to wait. However, the 99.1 percent sale-to-list price ratio shows homes that do sell are still commanding nearly full asking price, so there's no major downward pressure yet.

With 25 active listings on the market and a median asking price notably below the median sale price, we may be approaching a buyer's market moment in Waterford. If sales continue declining while inventory accumulates, expect more negotiating power to shift toward purchasers over the next few months.

Waterford Sales by Zip Code

Zip Code Homes Sold Median Price Avg $/SqFt Avg DOM
95386 5 $510,000 $242 82

Sales by Property Type

Property Type Homes Sold Median Price Avg $/SqFt
SINGLE_FAMILY 5 $510,000 $242

Sales by Price Range

Price Range Homes Sold
$400K - $499K 2
$500K - $749K 3

Current Active Listings

As of this report, there are 25 active listings in Waterford with a median asking price of $455,000 and an average of 241 days on market.

Thinking About Selling Your Waterford Home?

If you're a homeowner in Waterford considering selling, you have options. While the traditional market is one route, selling directly for cash can save you time, commissions, and the hassle of repairs and showings. We buy houses in Waterford and throughout Stanislaus County — get a no-obligation cash offer today.